Vinu Krishnan: Managing Director & CEO

Vinu Krishnan started Keshava Prabha Microfin Pvt Ltd in 2017 immediately after the demonetisation exercise as a fully cashless and paperless microfinance company. During the inception and initial years, he has led the company to use a tech-first approach to all processes of a microfinance operation.

He has several years of experience in the Banking & Finance Sector as a leading consultant for International firms such as KPMG and Aon. He was involved in the setting up of several new private sector banks from 1996 onwards, and later in the merger and consolidation of many private sector banks in India.

In the early part of India’s internet wave, he set up, which is India’s largest travel research site. HolidayIQ was funded by the world’s best and largest Venture Capital firms.


Vishu Ramachandran : Director

Vishu Ramachandran is a senior banker and business leader. He has managed significant leadership positions at Standard Chartered Bank globally for over three decades. Throughout his decades-long career at Standard Chartered Bank, Vishu has led and spearheaded the turnaround, transformation, and growth of various businesses across Asia, Africa, and the Middle East. He has successfully groomed next-gen leaders and cultivated top-performing teams by developing critical capabilities, forging progressive workplace cultures, and harmonizing cross-functional relationships.

His core areas of expertise include people strategy & performance management, business growth and execution, digital transformation, risk management, and capability development. Since 2015, he is on the board of Standard Chartered Bank Singapore and Chairman of the Risk Committee and member of the Audit Committee at the bank. He is also the Chairman of the board at Go Pik Connect Private Ltd. since May 2022 and an Independent Director on the Board of Vastu Housing Finance Corporation Ltd. since July 2022.

Vishu is a Chartered Accountant from the Institute of Chartered Accounts of India and a graduate in Economics and Statistics from University of Mumbai.


TS Jagadeesan: Director

T.S. Jagadeesan has over 42 years of banking experience in almost all facets of banking and is well versed in the financial services space. He retired as the CGM of Federal Bank. During his banking career, he had exposures as branch head and regional head in rural, semi-urban, urban and metro centres. In corporate office, he headed various departments like Credit, Planning, and Treasury. He has also supervised departments like Risk Management, HR, IT, Operations, Marketing etc. He has led both retail and wholesale banking operations of the Bank. He played key roles in the bank’s development including capital issues and its makeover as a modern bank.


Vishnu Prasad: Director

Vishnu Prasad is a senior Chartered Accountant and is partner of the leading audit firm, Balan & Co., in Kerala. He has been in practice for more than 20 years. He has an extensive list of clienteles, including leading financial institutions based out of Kerala.